Creator Agreement

This Creator Agreement (“Agreement”) is between BLOCK BY BLOCK PUBLISHING LLC (“IndE-Book,” “we,” “us,” or “our”) and the individual or entity applying to become a Creator (“Creator,” “you,” or “your”). This Agreement governs your ability to upload, distribute, and monetize content on the IndE-Book platform (the “Platform”).

By applying for and maintaining Creator status, you agree to this Agreement, the Terms of Service, the Privacy Policy, and all other IndE-Book policies.

1. Eligibility & Verification

• Be at least 18 years old or legally able to enter contracts.
• Provide accurate registration information.
• Complete identity verification (KYC) if required for payouts.

IndE-Book may deny or revoke Creator status for any reason, including failure to verify identity, suspected fraud, or policy violations.

2. Content Ownership & License

You retain ownership of all content you upload unless otherwise stated.

By uploading content, you grant IndE-Book:

• A worldwide, non-exclusive, royalty-free license to host, reproduce, distribute, transmit, promote, and display your content on the Platform and in IndE-Book marketing.

You grant users a limited license to access your content for personal, non-commercial use.

3. Creator Responsibilities

You agree NOT to upload:

• Illegal or infringing content
• Content you do not own or lack rights to distribute
• Pornography involving minors
• Hate speech, harassment, threats, or extremist content
• Content violated under Stripe’s Prohibited Businesses list

You are responsible for maintaining the accuracy of metadata, pricing, categories, and accessibility of your content.

4. Monetization & Pricing

Creators may sell:

• Digital books
• Comics & motion comics
• Audiobooks
• Digital art & files
• Subscriptions or episodic content
• Other digital goods enabled by IndE-Book

Creators may set prices in:

• Paid Coins (purple)
• Bundles
• Promotional prices (if allowed by system)

Reward Coins (green) are promotional currency and Creators may choose whether they allow Reward Coins to purchase their content.

5. Revenue Share

IndE-Book will pay Creators according to the following structure:

6. Payouts

• Payouts are issued through Stripe or another payment processor.
• Minimum payout threshold: $20 USD.
• Payment schedule: Net 30 (paid 30 days after month-end).

Payouts may be withheld due to:

• Chargebacks
• Fraud investigations
• Disputed content
• Violations of this Agreement

A temporary reserve may be applied to new Creators to limit financial risk.

7. Refunds, Chargebacks & Disputes

Digital goods are typically non-refundable; however, when a refund or chargeback is issued, the Creator agrees that:

• IndE-Book may deduct the Creator’s share of revenue,
• IndE-Book may reverse the coins or funds from the Creator’s balance, and
• The Creator must cooperate with dispute investigations.

Repeated refund claims or chargebacks may result in:

• Lower visibility
• Temporary freezing of payouts
• Termination of Creator account

8. Taxes

Creators are responsible for all tax liabilities associated with earnings. IndE-Book may require W-9, W-8, or similar documentation, and may issue 1099 forms as required by law.

9. Termination

IndE-Book may restrict or terminate Creator accounts for:

• Policy violations
• Intellectual property claims
• Fraudulent behavior
• Payment disputes
• Long inactivity

Upon termination:

• Content may be removed
• Payouts may be subject to hold for up to 90 days to resolve disputes

10. Amendments

IndE-Book may modify this Agreement. Continued use of the Platform constitutes acceptance.